{"id":157,"date":"2019-10-14T20:26:27","date_gmt":"2019-10-14T20:26:27","guid":{"rendered":"https:\/\/www.devonshiredental.net\/blog\/?p=157"},"modified":"2019-11-14T20:28:40","modified_gmt":"2019-11-14T20:28:40","slug":"dental-insurance-dentist-financial-district","status":"publish","type":"post","link":"https:\/\/www.devonshiredental.net\/blog\/2019\/10\/14\/dental-insurance-dentist-financial-district\/","title":{"rendered":"Maximize Your Dental Benefits Before They Expire"},"content":{"rendered":"<img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-158\" src=\"https:\/\/www.devonshiredental.net\/blog\/wp-content\/uploads\/2019\/11\/dental-exam-300x200.jpg\" alt=\"woman at dental exam\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.devonshiredental.net\/blog\/wp-content\/uploads\/2019\/11\/dental-exam-300x200.jpg 300w, https:\/\/www.devonshiredental.net\/blog\/wp-content\/uploads\/2019\/11\/dental-exam-768x512.jpg 768w, https:\/\/www.devonshiredental.net\/blog\/wp-content\/uploads\/2019\/11\/dental-exam-1024x683.jpg 1024w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>Now, more people than ever have dental insurance. You\u2019re among those who are insured, so you can visit your dentist in the Financial District for affordable rates. Despite comprehensive coverage, less than 3% of Americans use all their benefits in each calendar year. As the end of the year draws near, if you haven\u2019t reached your annual limit, it\u2019s time to schedule an appointment with your dentist before your coverage expires.\r\n<!--more-->\r\n<h2>Why Should I See a Dentist Near Me?<\/h2>\r\nAlthough it\u2019s a busy time of the year, it\u2019s best to keep an appointment with your dentist at the top of your priority list to avoid potential fee increases and losing your coverage. While it\u2019s tempting to wait to see your dentist until after a problem arises to save money, you\u2019ll actually increase your dental costs. Routine care keeps your teeth and gums healthy to reduce your overall expenses. In fact, every $1 spent on prevention can save as much as $50 on restorative treatments.\r\n<h2>How Does Dental Insurance Work?<\/h2>\r\nEvery month you pay premiums for your specific insurance policy, which gives you access to reduced rates for the services your smile depends on. Although every policy differs, most insurance carriers cover 1-2 preventive dental appointments 100% each year. In addition, you\u2019re given a yearly allowance to use toward restorative treatments after paying your annual deductible. Your insurance can cover as much as 80% of the costs until reaching your limit, which is usually around $1,500.\r\n\r\nUnfortunately, at the end of the calendar year, your dental insurance expires. If you don\u2019t use all your coverage, it will not carry over into the new year. You won\u2019t be reimbursed for your remaining limit or your premiums and deductible. You\u2019ll lose all the money you\u2019ve paid into it throughout the year.\r\n<h2>How Can I Use My Insurance Before It Expires?<\/h2>\r\nYour insurance carrier recommends you visit a dentist who is in your network. This means the dentist has pre-negotiated rates with the insurance company. Although it\u2019s often preferred to choose an <a href=\"https:\/\/www.devonshiredental.net\/dental-insurance.html\">in-network dentist<\/a>, you can still visit any location that accepts your coverage. Be aware, you\u2019ll need to pay the difference between the dentist\u2019s fees and your insurance allowable coverage.\r\n\r\nYour dentist works on your behalf with your insurance company to file the necessary claims and paperwork to maximize your insurance benefits. No matter if you still have a preventive appointment remaining or you need a dental treatment, they\u2019ll help you utilize your coverage to achieve your dental goals while staying within your budget.\r\n\r\nMaximize Your Benefits Today!\r\nDon\u2019t wait until it\u2019s too late to use your dental insurance. Schedule an appointment with your dentist to achieve a healthy smile for the new year.\r\n\r\n<strong>About Devonshire Dental Associates<\/strong>\r\n\r\n<a href=\"https:\/\/www.devonshiredental.net\/about-us.html\">Devonshire Dental Associates<\/a> features a team of dental professionals dedicated to providing comprehensive, affordable dental care. Our office is in-network with many leading insurance carriers, including Delta Dental, BlueCross BlueShield, and Cigna. We\u2019ll help you maximize your insurance coverage before the year ends. <a href=\"https:\/\/www.devonshiredental.net\/contact.html\">Contact our office today<\/a> to schedule an appointment.","protected":false},"excerpt":{"rendered":"Now, more people than ever have dental insurance. You\u2019re among those who are insured, so you can visit your dentist in the Financial District for affordable rates. Despite comprehensive coverage, less than 3% of Americans use all their benefits in each calendar year. As the end of the year draws near, if you haven\u2019t reached your annual limit, it\u2019s time to schedule an appointment with your dentist before your coverage expires. <a class=\"read-more\" href=\"https:\/\/www.devonshiredental.net\/blog\/2019\/10\/14\/dental-insurance-dentist-financial-district\/\">(Read More)<\/a>","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[24],"class_list":["post-157","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-dentist-near-me"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>In-Network Dentist in the Financial District for a Healthy Smile<\/title>\n<meta name=\"description\" content=\"Now is the time to schedule an appointment with your dentist in the Financial District before your dental insurance expires at the end of the year.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.devonshiredental.net\/blog\/2019\/10\/14\/dental-insurance-dentist-financial-district\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"In-Network Dentist in the Financial District for a Healthy Smile\" \/>\n<meta property=\"og:description\" content=\"Now is the time to schedule an appointment with your dentist in the Financial District before your dental insurance expires at the end of the year.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.devonshiredental.net\/blog\/2019\/10\/14\/dental-insurance-dentist-financial-district\/\" \/>\n<meta property=\"og:site_name\" content=\"Devonshire Dental Blog\" \/>\n<meta property=\"article:published_time\" 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